We made it through the month! Tomorrow is payday, but it's the check that comes when basically all of our bills are due and we take our monthly cash from. I only foresee one large expense in July, and that is that we need a new bathtub. I will never understand why, the prior owner/house flipper spent gosh knows how much to put tuscan tile all around the shower walls and floor...but not replace a 30 yr old ugly tan acrylic bathtub with scratches and a big pressure bubble in the middle? Which has now cracked. We've been sealing it with silicone for about 6mos..but it just isn't lasting. The bath fitter guys are supposed to come Monday evening for an estimate. (crossing my fingers it's not high)
Archive for June, 2009
The end of the first month we have budgeted is starting to close in. I managed to 'over-budget' it a little. so unless anything unexpected happens, our 'free spend' money will still have 102.00 left in it. It is going to go on top of our next debt...the medical bill. Father's day is coming up and we've decided to cap off each our Father's gifts at $30.00. We did this with our Mothers in May anwe managed to get some nice little things.
Please tell me, what is it with 20-something guys and planning?! My DH was invited to a very good friends bachelor party this weekeend TODAY. Yes, this weekend, 4 days away. The 'event' includes a stretch limo, night at the clubs, and an in-town hotel with service....all expected to pay for themselves and chip in for the bachelor of course! We should have seen this coming but these are all people who live very paycheck to paycheck and never can afford anything...I really didn't think it would be so extravagant. I'm bumming, but can't deny him a night out with his friends. I have offered to pick him up at 1am so he can get out of the hotel part though!
Well, we got paid today and I was able to pay off our $700.00 best buy card, with $400.00 leftover to go into savings!! I am super excited that the plan is working. I am even more excited that I have one less bill to remember to pay every month. I have a feeling we will be doing a little more spending this month (very busy with company) then usual but we still met our goal of paying off a debt.
Yesterday we went 140 miles (round trip) to my sisters for my BIL's B-day. It cost us less then $6.00 in gas. You can't beat that with a stick! Our bike is owned outright and the insurance is only $30.00 a month. Too bad it wasn't summer year around here.
and it's WORKING! We are doing the cash envelope system..and I even brought a calculator with me to get groceries. That hasn't happened since I was a poor teenager. For some reason I did get some sort of satisfaction out of paying for groceries and gas with cash. I figured I would feel like someone on welfare (you know the types with so much debt owed to the world the don't put money in the bank because they have so many overdraft fee's?). That didn't happen though. I felt like I had more money then when I used plastic.