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The budget is in place

June 2nd, 2009 at 12:47 pm

and it's WORKING! We are doing the cash envelope system..and I even brought a calculator with me to get groceries. That hasn't happened since I was a poor teenager. For some reason I did get some sort of satisfaction out of paying for groceries and gas with cash. I figured I would feel like someone on welfare (you know the types with so much debt owed to the world the don't put money in the bank because they have so many overdraft fee's?). That didn't happen though. I felt like I had more money then when I used plastic.

4 Responses to “The budget is in place”

  1. smiley2009 Says:
    1243946526

    The envelope system works I thought Dave Ramsey was crazy when I first heard him speak of that. But the system works great for me.Its great it keeps you from overspending and saves money in the bank as well. I've embarassed myself a few times by picking up too many items and than getting to the register having to put some things back because there wasn't enough money in the envelope.

  2. north georgia gal Says:
    1243956969

    That is great! Keep up the good work sticking to your budget!

  3. merch Says:
    1243975540

    That's great!! I use an electronic envelope system and it makes a huge difference.

  4. dividing the dime Says:
    1243984731

    I love the envelope system, too. I didn't think I'd be able to manage it when I started, but it's so SIMPLE once I got the hang of it. I hate that it took me so long to get started. I'm glad to hear it's working for you, too. Keep it up!

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