We started the budget planning last month, and our first month on the budget is June 2009. We already have baby step #1 and #3. We are not feeling secure enough about the economy to only have a small emergency fund...but we'll get there!
[X]1. Build $1,000 EF
[ ]2. Pay off debt
[X]3. Build 3-6 months EF
[ ]4. Invest 15% for retirement
[ ]5. College Fund
[ ]6. Pay off the house
[ ]7. Build wealth
Total Debts:
[X]$700.00 Flat screen
[X]$950.00 Medical Bill
[ ]$5,897.98 Personal Loan (septic)
[ ]$8,200.00 CC debt (wedding)
[ ]$10,200.00 student loans
[ ]$15,000.00 SUV
[ ]$169,00.00 Mortgage